Terms & Conditions

Last updated: January 2026

1. Acceptance of Terms

By accessing and using silvantez.com (hereinafter "the Site"), you agree to be bound by these Terms and Conditions of Use. If you disagree with any of these provisions, we ask that you do not use the Site. Continued use of the Site constitutes your full acceptance of these terms and any future modifications.

2. Nature of the Service

Silvantez is a web portal of an exclusively educational and informational nature about personal finance and savings management. All published content has educational purposes and does not constitute, under any circumstances, personalized financial, legal, tax, or investment advice. The opinions, analyses, and general recommendations presented should not be interpreted as an invitation to carry out specific financial operations. Silvantez is not a regulated financial entity and does not offer intermediation services, asset management, or fundraising.

3. Acceptable Use

You agree to use the Site lawfully and in accordance with these Terms. The following is prohibited: (a) reproducing, distributing, or modifying content without prior written authorization; (b) using the Site for illegal or fraudulent activities; (c) attempting to access restricted areas of the server or technical infrastructure; (d) transmitting malicious code or interfering with the Site's operation; (e) using automated data extraction systems without consent.

4. Intellectual Property

All content on the Site, including texts, graphics, logos, designs, photographs, videos, source code, and software, is protected by the intellectual property laws of the Argentine Republic (Law No. 11,723) and applicable international treaties. The "Silvantez" brand and its logo are the exclusive property of Silvantez S.R.L. Partial citation of content for academic or informational purposes is permitted, provided that appropriate attribution is included.

5. Disclaimer of Liability

Content is provided "as is" and "as available". Silvantez does not guarantee the accuracy, completeness, timeliness, or suitability of information for a particular purpose. We are not responsible for: (a) financial decisions made based on published information; (b) direct or indirect losses or damages arising from the use of the Site; (c) technical interruptions or errors in service; (d) content of third-party websites linked from the Site. The potential return mentioned in educational materials is always adjusted for risks and does not represent a guarantee of results.

6. Contact Form

The Site's contact form is provided as a general means of communication. By submitting a message, you agree that the information provided will be used exclusively to respond to your inquiry. We do not guarantee specific response times. Data sent through the form is processed in accordance with our Privacy Policy.

7. Modifications to the Site and Terms

We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time and without prior notice. Likewise, we may update these Terms and Conditions periodically. Modifications take effect from their publication on the Site. It is your responsibility to periodically review these Terms.

8. Applicable Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Argentine Republic. Any dispute arising from the use of the Site shall be submitted to the jurisdiction of the Ordinary Courts of the Autonomous City of Buenos Aires, with the parties waiving any other forum or jurisdiction that may correspond to them.

9. Contact

For inquiries about these Terms and Conditions: contacto@silvantez.com | Silvantez S.R.L., Av. Corrientes 1560, Floor 12, Office B, C1042AAO, CABA, Buenos Aires, Argentina | CUIT: 30-71856429-3